About Home Appraisal

What is a home appraisal? An appraisal is a written document by a Licensed Appraiser hired by the Lender that will give you the mortgage on your home.

The Appraiser’s responsibility is to make sure the home is worth what you are paying for it and the Lender is loaning on it. It might surprise you to know that your down payments may also be taken into consideration. The Appraisal is not necessarily the value of what the home is worth.

The major determining factor is based on sales in the neighborhood of similar homes in size, condition and style, for the previous six to twelve months. These figures are derived from the same MLS system that REALTORS® use.

If your home purchase is a non-qualifying assumption or a cash sale, an appraisal is not required and in most cases, one is not done.

However in highly competetive markets where multiple offers are the rule, and offers above list are common, the mortgage lenders appraisal policies can become a dominant factor in making a succesful offer. In such cases, it is not uncommon practice for a motivated buyer to offer to pay the differece between the offered price and appraiser's value.

Jane Clark - Best McKinney Realtor

What do you get when you cross an extraordinary talent for meeting people, with 20 years of experience in Collin County Real Estate? Throw in boundless enthusiasm, season with a touch of unstoppable energy, and stir in a bunch of battle-tested Collin County Real Estate Knowledge and you would wind up with Jane Clark.

When you first meet Jane Clark, you can’t help noticing her warm smile and her open and friendly nature. Probably the next thing you will feel is her contagious enthusiasm for her work and her passion for helping clients reach the goals of their real estate transactions. Jane has an uncanny ability to listen and drill down to what’s really important to her clients and to make that the focus of her marketing program. You will soon understand why Jane Clark quickly became a top-producing Keller Williams Realtor with some serious experience in Collin County Real Estate. 

Jane Clark - Best McKinney Realtor (2)

What do you get when you cross an extraordinary talent for meeting people, with 20 years of experience in Collin County Real Estate? Throw in boundless enthusiasm, season with a touch of unstoppable energy and stir in a bunch of battle-tested Collin County Real Estate knowledge and you would wind up with Jane Clark

When you first meet Jane Clark, you can’t help noticing her warm smile and her open and friendly nature. Probably the next thing you will feel is her contagious enthusiasm for her work and her passion for helping clients reach the goals of their real estate transaction. Jane has an uncanny ability to listen and drill down to what’s really important to her clients and to make that the focus of her marketing program. You will soon understand why Jane Clark quickly became a Top Producing Keller Williams Realtor with some serious experience in Collin County Real Estate.

Listing Agent Jane Clark

kw-mckinney-realtor-jane-clarkThe Listing Agent is Jane Clark from Keller Williams McKinney's Top Producing Jane Clark Realty Group LLC. She is a certified Luxury Home Specialist. Jane was nominated to the Top 1000 Realtors in the United States by Keller Williams CEO, Marc Willis. She is the Top Producer for KW McKinney and a Top 5 Elite Producer for the entire NTNMM multi-state region. The Jane Clark Realty Group is the Top Producing Real Estate Group for Northern Collin County. She won D Magazines widely acclaimed Best Realtor Award every year since 2006. Jane has been voted the Best Realtor in the McKinney Allen Corridor by the readers of Living Magazine.KellerWilliams Realty Sec Logo GRY

Looking for a new home?

Jane Clark "One of the Most Trusted Names in Collin County Luxury Real Estate"

One on One with Jane

As an award-winning agent and one of the most trusted names in Collin County Luxury Real Estate, McKinney Realtor Jane Clark built her reputation on a philosophy she embraced when she started in 1998.
Jane Clark grew her business by focusing on people, principles, and long-term relationships. It's what she does best!

Award-Winning Strategy

"When I first became a Realtor, I made a conscious decision to embrace a philosophy I call "Doing the Right Thing Creates the Right Results." It is tempting to take shortcuts when you are struggling in situations with immediate, adverse consequences. But with a solid belief system in place, it is easy to choose the right path, you already know exactly what you will do.."

The Power of Listening

“At the beginning of Jane's career, she realized that she was in the service business, not the sales business. A critical component of serving her customers is listening. It is essential to Identify the Client's priorities and determine what’s important in their lives. Buying or selling a home is an emotional process, and understanding all the different parts of the transaction from your customer’s viewpoint is priceless."

Meet Jane Clark

Collin County's No.1 Realtor

Top Producing Expert Luxury Realtor

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Collin County's No.1 Realtor

214-802-4680

Meet Jane Clark


Jane Clark is a driving force in Collin County Real Estate. She is hard working, energetic and one of the nicest people I know. She really lives up to her reputation as the Best McKinney Realtor
Ken Paxton
Success Leaves Clues.. And here are some clues that you found a GREAT Realtor
Jane has a 20+ year Reputation for Results
Doesn't Your Listing Deserve the Jane Clark Touch...?

Recognized by her Peers

By any measure of success, Jane Clark and her team are one of the most succesful Collin County Realtors. Doesn't Your Listing deserve the Jane Clark Touch?

What do you get when you cross an extraordinary talent for meeting people, with 20 years of experience in Collin County Real Estate? Throw in boundless enthusiasm, season with a touch of unstoppable energy, and stir in a bunch of battle-tested Collin County Real Estate Knowledge and you would wind up with Jane Clark.

When you first meet Jane Clark, you can’t help noticing her warm smile and her open and friendly nature. Probably the next thing you will feel is her contagious enthusiasm for her work and her passion for helping clients reach the goals of their real estate transactions. Jane has an uncanny ability to listen and drill down to what’s really important to her clients and to make that the focus of her marketing program. You will soon understand why Jane Clark quickly became a top-producing Keller Williams Realtor with some serious experience in Collin County Real Estate. 


Superior Market Knowledge

“At the beginning of my career,” Jane says, “I realized that I was in the service business - not the sales business. A critical component of serving my clients is listening and identifying their priorities. An understanding of the things that are important in their lives is essential. Buying or selling a home is an emotional process, and understanding the moving parts of the transaction, from your customer’s viewpoint, is priceless.”

Jane Clark's career in real estate earned her many awards and accolades. When you work with Jane Clark, you will experience Professionalism and Service that define the difference between a good, and a truly outstanding, Real Estate transaction. Jane’s tenacity, coupled with her in-depth market knowledge and her laser-sharp focus on customer service, is the key to her tremendous success in the residential Real Estate market. Success leaves Clues! It doesn’t take a detective to see why Jane is one of the Best Realtors in Collin County. She has been recognized by her peers and her clients as well as an outstanding Collin County Real Estate agent. Her hard work and perseverance earned her rookie of the year in her first year with Keller Williams she was named "Rookie of the year, which set the tone for the remarkable career that was to follow. Jane is a perennial winner of D magazine’s Best Realtor award, which is widely considered the ultimate peer recognition in the real estate industry. For the past several years she has been the top producer, both in units and in dollar volume, for the Keller Williams McKinney franchise. That is quite a feat when you consider that Kw McKinney is responsible for almost 70% of the real estate transactions in McKinney. Jane was named one of the top 100 Realtors in the state of Texas by Realty trends magazine and for the past several years, she has been nominated by the national Keller Williams organization as one of the top 1000 Realtors in the United States. Jane is very proud that readers of Mckinney Living Magazine named her as the Best McKinney Realtor and the Best Prosper Texas Realtor as well

„Jane sold our home when no one else could. Her advice was spot on and her Team was skilled and Professional. Her marketing found the right buyer and we closed with a full price offer,“

Jane credits her success to a life philosophy she simply carried over into her Real Estate career. She summarizes it as “Doing the right thing will always produce the right result”. Sometimes, particularly in the middle of a contentious Real Estate negation with adverse consequences staring you in the face, it is tempting to cut a corner or two. However, with a solid moral philosophy in place, it is easy to make the right decision. It is perhaps the reason Jane’s reputation as a negotiator is legendary among her clients and peers.

The more you know about Collin County Real Estate, The more you understand why... Your Listing deserves the Jane Clark Touch!

Best McKinney Realtor, Collin County Realtor


Powerful and Effective Marketing

Local Feature Stories

There is probably a reason why Jane might seem familiar to you. As a well known Collin County Real Estate expert, Jane often appears in local Magazine articles. And, as an informal spokesperson for her Keller Williams McKinney Organization she is well versed on issues related to Collin County Real Estate.

Seminars and Presentations

Jane is passionate about Collin County and the amenities it offers to its residents. Some have said Jane is a one women Chamber of Commerce for McKinney and Collin County. Afterall, she has been one of the leading KW Realtors for over 20 years. In addition to finding Jane at major national Keller Williams conventions and educational events, you may also see Jane assisting civic leaders in thier quest to bring Major corporate clients to the area. No wonder her network of trusted associates is one of the largest in the area.

The Power of Team

Jane learned the value of team at an early age. More importantely, she has never forgotten the lessons about teams her olympic swimming star mother taught her. When you buy or sell with jane, you are working with a well coordinated and trained group of Specialists who handle every aspect of your transaction with expertese and precision.

Social Media

Social Media offers a great opportunity to reach more buyers than ever before, and Jane has been an active social media user for quite some time now. As a well known Real Estate expert with many public appeareances and local media articles to her credit, Jane has garnered an inpressive following of both domestic and international followers.

Consistent - Reliable - Knowledgable
A Reputation for Results

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Your Listing Deserves the Jane Clark Touch!

  • Proven Process

    Jane's listing process is one of the best in the industry. The Best of KW plus 20+ years of experience in Collin County Real Estate!
  • Dedicated Team

    Janes Team is strong and knowledgable. They are the number 1 team in KW's multi-state region. 
  • Partnerships

    Jane's hard work, integrity, and timely communication have earned her a strong reputation with Real Estate Professionals, and Vendors alike.

Jane in the Press

  • Best Local

  • Kw awards

  • Lifestyle Magazine

Janes Mission and Values

Our Perspective

We are members of the Keller Williams family. We are with Keller Williams because they are the best fit for our values and goals. Keller Williams provides the bestand most complete training and a real estate technology platform that delivers the best results for our clients.

We are in a service industry and will strive to give the best in personal representation.

Our Beliefs

  • Win-Win: or no deal
  • Integrity: do the right thing
  • Customers: always come first
  • Commitment: in all things
  • Communication: seek first to understand
  • Creativity: ideas before results
  • Teamwork: together everyone achieves more
  • Trust: starts with honesty
  • Success: results through people

Our Mission

My team and I will always strive to bring the best technolgy and best in our personal experiences to accomplise our clients goals.

We are in a service industry and will strive to give the best in personal representation.

Our Vision

is to have the Name Jane Clark become synanomous with Quality, Service, and Integrity in the Real Industry through Collin County.

We are equipped with finest tools in the Real Estate industry.

Our Values

Our Most important values are the relationships we forge in our lifetime. Our families, of course, are our rock. Friends and Clients are an important part of who we are. Our business is a tool to serve our Communities, but we are more than our business.

Our Reputation is made one transaction at a time.

People are Talking... Nothing says Success like Happy Clients
Jane is recognized by her peers as one of the Top Agents in the Metroplex
KW McKinney Top Producer.. Tops in her region.. Nationally Recognized

  • You were Knowledgable and meticulous to a fault. Every "i" was dotted, every "t" was crossed and your team was amazing when it came down to a repair amendment that had to be done. We could not have done it without you

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  • We loved working with the Jane Clark team. Jane had us well prepared when went to market. She was always there for us and steered us through a number of tight spots. The home sold in days with multiple offers and an all cash buyer. Thanks Jane!

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  • She sold our home, when others couldn't. Jane was a joy to work with and one of the most skilled professionals I have meet. She was always available and answered every question we had.

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  • Jane Clark is a driving force in Collin County Real Estate. She is Professional, hard working, energetic and one of the nicest people I know. She makes her reputation as the Best McKinney Realtor with every home she sells.

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  • Thank You Jane, You and your team were amazing. You were so helpful and so patient and you were always available. We got the price we wanted and the closing was flawless.

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  • You take the time to learn about your clients and then tailor your real estate abilities to their needs, all the time making friends for life.

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  • What is important in a Realtor? Jane got us a great price, and helped us sort thru several offers. Her communication was flawless. We Closed on time and avoided all the bumps we thought we would see. I have a friend in Real Estate. Thanks Jane!

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  • What an amazing experience! Jane and her team were magicans. The confusing became simple. The details were handled and the closing took place exactly as she said it would. Thank You Jane!

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  • Jane Clark is an extraordinary woman, Empathic, persistent, meticulous in every detail. It was a pleasure to work with her. Highly Recommended

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Are You Buying or Selling a Home in Collin County?

You need experience and expertise on your side! You need a Realtor that with an 20+ year history of succesful transactions. You need the best Collin County has to Offer. The more you understand about Collin County Real Estate, the more you understand the reasons why Your listing deserves the Jane Clark touch.

:This email address is being protected from spambots. You need JavaScript enabled to view it. :469-452-1111 :214-802-4680

Jane Clark Realty Group LLC
Keller Williams McKinney
7200 West University Drive #300
McKinney Texas 75071

The Best McKinney Neighborhoods

McKinney Texas was officially established in 1913. It consists of roughly 63 square miles and 156,821 residents and about 55,489 homes. This beautiful North Texas town sits in Collin County and is 32 miles north of Dallas. It is a perennial addition to the list of great places to live in the United States and is blessed with a strong school system and many amenities.

What Is a Repair Amendment?

You may need to think about repair amendments during the course of buying a home, typically during the option period and after your inspection. Your agent will prepare your repair amendments for you, but as a buyer, it pays to understand how to write an effective repair amendment as the language used in them can have serious effects down the road. Understanding both how to write a repair amendment with negotiations and the final outcome in mind, as well as how to write them so that what you want is really what you get, can save you a lot of time and hassle later down the road. Remember, these repair amendments become part of the contract and performance of the items contained within them is serious business. Many real estate lawsuits center around the repairs agreed to and made and whether or not they were sufficient. Know what goes into the repair amendment before you sign so you can avoid any issues that could affect your purchase.

Negotiating Repairs

After your inspection and your review of the inspection report, you’ll probably have a laundry list of items that you want to be repaired in order for you to continue with the purchase of this home. We understand anyone’s desire to have everything perfect in their new home, but the reality is that all homes have items that can or should be fixed. Even the inspection on a brand new home will turn up items that need correcting. The goal here is to come up with a list of items that the seller needs to fix…and that they will agree to.

Since no home is ever perfect, you’re going to need to take a look at the inspection report and decide what matters to you most and what can be negotiated by both parties to create the magical win-win situation. Simply sending over an inspection report and saying “fix everything” will more than likely get you a denial from the seller. So how do you determine what to ask for and what not to ask for?

You want to take a look at the big picture. What items do you feel are the so-called “deal killers” – those items that you cannot see past and will cause you to walk away from the home in an instant. Typically, we see these are big-ticket items like roofs and HVAC units or health and safety issues such as faulty wiring or items that create a risk of fire, electrocution or explosion (think leaking gas).

Every homebuyer is different though and what you might consider a no-go, the next homebuyer might not even flinch at. It all depends on your needs and comfort level.

As well as your needs, you’ll need to consider where the seller is coming from. Did they just take a really low offer from you on the home? Are they trying to move quickly due to a relocation? Are they facing foreclosure or perhaps they just need to sell because they don’t have the money? There are so many factors to consider and your real estate agent can help you see some of the potential pitfalls to the negotiation before they even happen. Remember, the goal is to get the seller to repair items, not bury them in so much that they refuse to do anything.

Writing Repair Amendments

Our biggest tips to writing repair amendments are simple: be specific, don’t overuse words and don’t under explain what you need, and let the inspection report do the talking.

Be specific. We’ve seen cases where repair amendments said something along the lines of “have sprinkler system checked.” The seller did exactly that. They paid to have someone come out and inspect the sprinkler system…and nothing more. There were issues with the sprinkler system (in this particular case a broken pipe under a sidewalk which was causing a major loss of water) and because of the language in the inspection report, the seller merely confirmed what everyone already knew, the sprinkler system needed repair. The two strongest words you can use in a repair amendment are repair and replace.

Over/under explaining things. Be succinct in your wording. Don’t become a junior inspector or plumber or electrician. Let the experts determine what is wrong and fix it. Sometimes people try to use a lot of big words or even legalese to make the repair amendment sound official. You want to write clearly and in simple, plain language to get to the heart of what it is you want to be accomplished.

Let the inspection report do the talking. Quote items in the inspection report and give reference numbers for pages or sections of the report where the item appears. Let the inspector’s words inform what needs to be done.

Remember, that all repairs must be done by a licensed person if the trade requires a license (plumbing and electrical are two examples) or by someone regularly employed in a trade that reflects what they are doing. In other words, if you hire a handyman to fix items on a repair amendment, they need to be a handyman as their regular job, not just Uncle Bob who says he can fix it. These two requirements can be overruled if agreed to by both parties and put into writing.

The more precise you are with repair amendments, the better your results will be. Remember to think items through as well, what are the consequences of the action you’re requesting? We see a lot of arguments over removing items like TV brackets. If someone requests “remove TV brackets” on a repair amendment, they might get exactly that. What’s left when you remove TV brackets? Big holes and mismatched paint. You may want to use something more along the lines of “remove TV brackets and repair, patch, texture, and paint to match current walls” so that you have a more detailed explanation of what you want to be done. Remember, there is no “they should have known what I meant” clause in contracts.